Yeah!! I have $692.77 to add to my CC savings to the left:

$592.72 Saturday job pay for 2 weeks
plus 1 week back pay
80.00 Reimbursement for CE course
20.00 Discover Cashback Bonus
.05 Found $ at work
_________
$692.77 Total

So now I have accounts #1 and 2 fully funded and just waiting to send the CC payments. I have an additional $123.25 leftover for CC #3. I'm hoping I can achieve this final goal before 1/1/09!

Today I received a reimbursement check from my employer for a continuing education course that I attended in July for $81. I will use that to help decrease my CC debt since I have already put it on a CC that I pay in full each month; therefore, I shouldn't miss the money from my checking account.

I also got an email notification that the $3 from Greenfield Online Surveys was deposited into my paypal account today.

So I will add $84 to my CC Savings account when I update the sidebar this week.

I am adding extra income from the last week to my savings and updating the sidebar info. The total deposit is $447.21!! It really helps that I am using my Saturday job income to fund this account.

$ 39.00 Texas Roadhouse Mystery Shop
Reimbursement
230.88 Saturday job pay
60.00 Contact Lens Refund Check
117.33 Saturday job pay
__________
$447.21

I have some more bids on the Ebay items I listed. One of the auctions is over tomorrow night, so I'm hoping to be able to soon add more $ to the CC.

Today, I spent most of the day sorting through clothes and some computer/electronic items to list on Ebay. I listed 18 items today, and I'm still not finished. Maybe I will add the rest sometime this week. Hopefully, I will get some extra income from this venture to add to the CC savings accounts.

My sister and BIL came over this afternoon to go out to lunch for DD birthday. She will be 16 on Wednesday, and she chose to go to one of her favorite restaurants, Ruby Tuesday. I got the salad bar because they always have an excellent, fresh selection of items to choose from.

Have a good night!

As I noted in a previous post, I am using $ from surveys, refund checks, Saturday job earnings, etc. to fund my accounts for the CCs that are coming due in which the 0% offers end in the near future.

The following is income from the last 1-2 weeks that I am adding to my account:

$ 12.00-Survey checks
20.72-Refund checks
.10-Found at store
141.16-Saturday job
________
$ 173.98

I'm am updating the side bar to reflect this deposit.

Have a great evening!

I found a dime on the ground today when I stopped at a convenience store to use the ATM. I will add that to my deposit for the week into my savings account for CC #1!

Have a great evening!

Yesterday I got 2 checks in the mail:

$15.72-Rite Aid Single Check Rebate
4.00-American Consumer Opinion
------
$19.72

I will add this to my CC #1 savings account.

I have some CC debt to tackle here in the near future. I've added the accounts to my sidebar. I have 2 of them due within 2 months and then about 3 months from then to come up with the funds to pay the third account. Actually, the first 2 have kind of crept up on me.

I don't have that much earmarked for this debt yet. I plan to use extra money like refund and survey checks, Ebay/Craigslist sales, etc. to fund these savings accounts. I'm thinking I will also use money from my Saturday job so that it will increase a bit quicker since I am working every Saturday for right now.

If I don't have enough saved from these sources by the expiration date of the 0% offers, I will get the remaining amount from my regular savings account. I sure do like these offers, but I occasionally forget about the due dates. Then, I get stressed until I come up with the funds. I prefer not to resort to my EF for something like this, when I should have been allocating money in separate savings accounts since I purchased the items.

Well, I will see how it goes.

Have a great evening!

Thankfully, the CC payment that I was fretting about in yesterday's post has been posted to my account with the current payment date. I am sooo relieved!

Got a $5 survey check in the mail from My 2 Cents. I will add that to my savings account.

Have a great Friday!

A few weeks ago I misplaced my Citicard CC. Actually I thought I lost it. I have a *bad* habit of just throwing it into my purse after using it instead of putting it in my wallet. Well, in my frantic state I dumped the contents of my purse on the table and swore that I went through everything very carefully. To my dismay, I could not find the CC. I called Citicard to report the card missing so that they could close the account and issue me a new card/number. I was told it would arrive in 7-10 business days. Guess what...later that day in the afternoon I found the CC in between a folded piece of paper. I called back the CC company, but couldn't stop the process as that card was already canceled. I was so aggravated at myself!!

In the meantime, I could no longer access my account online. I always pay any bill possible electronically online. I would have to wait until the *new* card was activated so that I could once again access my account. As soon as the card arrived, after activation I scheduled an online payment to occur today, 8/7. Just now I went to look and there is no record of it on the pending payment/view scheduled payments page. NOTHING!! Luckily, I have the authorization # that I received when I entered the banking information online. I just hope this is an isolated incident and that the payment will post today because it is due today! In the past I have always been able to view any pending payments prior to the date it actually posted on the recent activity page.

Maybe this is happening because of the switching of the CC account #s. I don't know but I just wish I knew what was going on with this payment. I always pay in full and don't want any late charges incurred for something that isn't my fault.

Hopefully everything will work out. I have got to be more responsible though about keeping my CC in my wallet instead of just throwing it into my purse.

Yesterday and today were NSDs for me.

I finally got the temp pay from working in an office a couple of weeks ago. I will add that $503 to my savings account. Normally I get it that same day, but the office manager who writes the checks was on vacation when I worked those days.

Starting Saturday, I will work an additional 2 Saturdays a month. So for a month or two I'm thinking about working every Saturday alternating with the job which I've had for a year now. Since I think that will be too tiresome to do for a long period of time, I will save up some extra money and decide which job to keep and cut back to only 2 Saturdays a month. I don't know, I just don't want to get burnt out. Maybe I can use the extra money to save towards my Home Depot CC that has 0% interest until Jan 2009. I put replacement windows on that CC last year and definitely want to pay it in full before the offer expires.

In last Sunday's newspaper I saw a help wanted ad that I responded to by faxing my resume on Wednesday. It is a position for Saturdays only, which is what I'm currently interested in. I received a phone call that same day asking if I could come in for an interview. So I set it up for this morning. Right now I'm working 2 Saturdays/month in an office separate from my full-time position. I either want to supplement that by working 1 more Saturday/month or quit the other job since the pay would be much better in the nearby state where I recently got licensed. Anyway, the commute is 70 miles as opposed to 20, but the pay range is $10-15/hr. more there. I'm thinking even with the rise in gas prices, it may be worthwhile to pursue working in the metro area since I have an economical vehicle (Honda Civic). So the interview went well, and she said it is difficult to find people in the field to work Saturdays. She gave me a tour of the office and introduced me to the staff. She said she would call me back in the beginning of next week to see if my current Saturday schedule would work with when they have an availability. So we will see what happens.

Yesterday, I received a Citibank Reward Check for $63.54. Today I got a TMF Refund from Organix Shampoo for $6.99. I will add both of those to my savings account.

It has been difficult tracking my expenses/income this month (since I've never accounted for every cent), but it's almost the end of the month and it wasn't too bad once I got into the habit of it. Hopefully I can formulate a doable budget since I have a better idea of where all of my money has gone!!

Well, have a great weekend everyone!!