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Starbucks, Surveys, CC Rewards...

February 18th, 2009 at 04:16 pm

I received an email from Starbucks today to sign up for a sample. Here is the link if anyone is interested. http://www.starbucksstore.com/products/via/freesample.asp?CCAID=SBXNWSL217T

( I don't know how to do hyperlinks!)

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I've done some online surveys today from Global Test Market and Your 2 Cents. I requested a check for $10 from Your 2 Cents, since I finally earned the minimum payout amount.

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I also requested a check from Citibank for my rewards in the amount of $68.07. I should probably have that within 1 week...it usually arrives very quickly! Smile



NSD, Credit Limit Increase, etc.

February 2nd, 2009 at 04:27 am

Yesterday was a NSD for me. I didn't go anywhere at all.

I signed in to one of my credit cards and noticed that I received another credit limit increase of $2400. Since November 2008 my limit increased by $3600.

Even though my FICO score dropped 30 points from the previous month, I am still eligible for credit increases. I'm not aware as to why my score fell that much as I have been current on payments for years, no new lines of credit since last month, nothing extravagant charged on existing cards, etc. One of my CC has been closed by the company for lack of usage...maybe that has an effect.

Have a super Monday!

Paid off Home Depot CC Today!

January 6th, 2009 at 04:00 pm

Today I finally paid off this last CC! I paid the balance of $6,560.

I was able to use extra sources of income such as surveys, Ebay/Amazon sales, found $, mystery shopping, refund checks, and Saturday job income solely to come up with $4,067.97 since September 2008. I even surprised myself that I was able to save all of that aside from my full-time job income to apply to this CC.

Anyway, I had to supplement $2,492.03 from my regular savings to come up with the rest of the money to pay this thing off! Not too bad I guess, but now I have to replenish those funds.

I think I am just going to keep a separate savings account for extra income funds like I have been using to save for this CC debt. I will post the amounts and update my sidebar, just like I have been since Sept. That way I will have an extra cushion in addition to my regular savings that is funded with my full-time job income, in case I need it.

Have a great evening everyone!

Final deposit to CC Savings!

January 6th, 2009 at 06:23 am

I'm adding the amount of $103.93 in extra income to my account from the following sources:

$50.00 Continuing Ed Course reimburse
$ 6.16 Amazon book sale profit
$15.38 Rebate checks
$ 3.00 Pinecone survey
$ 1.01 Found money
$ 8.38 December interest on CC savings
$20.00 Discover Cashback


Now I have a grand total of $4067.97 from extra sources of income to apply to the Home Depot CC!

Wednesday Update

December 31st, 2008 at 03:24 pm

Today I worked, but only until lunchtime. But I am really tired for some reason. I guess it is good that we are staying home tonight, eating some shrimp and snacks, playing board games, etc. I don't know if I'll make it until midnight!

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I got $3 from Pinecone for a survey I completed the end of last week. Then today I got a refund check in the mail from Scrubbing Bubbles TMF offer for $5.19. Earlier this afternoon I signed up for several free samples--coffee, cereal, and eyeglass wipes.


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I was planning on going to Home Depot to pay off my last remaining CC which I thought was due 1/1/09. I decided to access my CC statement online and found out that I have until either the promotion end date or the statement due date, which is 1/6/09, whichever is later. I was so happy! That gives me a few more days to come up with some extra income, so that I have to withdraw less from my regular savings to make my payment. I don't know what difference five days will make, but every little bit adds up.

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I hope everyone has a safe and happy new year!

CC Savings Deposit Update

December 26th, 2008 at 08:39 am

I'm depositing the following extra funds for the week into my CC savings account:

$240.11.....Saturday job
$230.88.....Christmas bonus
$ 53.97.....Rebate Checks
$ 0.01.....Found money

The total is $524.97.

Have a great day!

$490.80 to CC Savings Account

December 21st, 2008 at 03:01 pm

It has been 2 weeks since I deposited any money into the CC #3 savings account. I am depositing $490.80 from the following extra sources of income:

$199.12.....Ebay profits
$ 4.00.....Surveys
$ 0.37.....Found money
$193.93.....Saturday job pay
$ 35.00.....Tex. Roadhouse Mys. Shop Reimbursement
$ 58.38.....Rite Aid Rebate Check

I'm over half-way there...just from additional sources of income. I will keep plugging away at it, but I only have a little over a week before the payment is due. I definitely will have to supplement with funds from my regular savings.

Have a great evening!

$209.39 to CC Savings

December 7th, 2008 at 12:13 pm

I am depositing $209.39 into my CC savings for the week:

$148.64....Saturday job
$ 56.19....Ebay sales profits
$ 0.10....Found money
$ 4.46....Coupons sold through refunding
site

Seems like I'm getting there, slowly but surely!

$4.66

December 3rd, 2008 at 07:20 pm

For November I earned $4.66 in interest with my CC savings account. I'm updating the sidebar with that information.

I have less than one month to accumulate over half of the funds to pay off this CC in January '09. I'm trying really hard not to access too much of my regular savings account, and just using "extra" income that I don't really use to compile my budget. Maybe I can get 50% of the way there, but that would be a stretch...I definitely started concentrating on it too late!

NSD, Ebay Profits, CC Savings Update..

December 1st, 2008 at 08:11 pm

Today I didn't spend any money. I stayed in at lunch today (which I usually do) and ate a Lean Cuisine meal, frozen blueberries and red raspberries, and a slice of cheese. Most of the rest of my co-workers went to Chili's for lunch, but I didn't feel like spending $10 for the meal. Besides it was rainy and damp and I just didn't feel like leaving the building.

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Since last week I sold 5 items on Ebay with a profit of $108.80 after deducting fees. I was pleased with that. At least I made a little $ and freed up some more space in the house.

I still have 12 items listed with bids on 5 of them. There are also multiple watchers on many items.

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I am depositing $381.80 into my CC savings account from the following extra sources of income:

$108.80.....Ebay Profits
$145.00.....Escrow overage check
$ .01.....Found $
$ 61.99.....Citibank Cash Rewards
$ 66.00.....Refund Checks

I have updated the sidebar with this information.

Over 33% towards my CC savings goal!!

November 23rd, 2008 at 11:26 am

I am adding the following extra income for the week to my CC savings account:

$212.40 .......Saturday job
5.50 .......Surveys
25.00 .......Mystery shops
.02 .......Found money
19.50 .......Ebay sales profit
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$262.42 .......Total Deposit


So with this deposit I'm over one-third of the way to tackling this debt!!

Have a nice Sunday!


Extra Income, Found $, etc.

November 20th, 2008 at 05:34 pm

Today, I received a check for $2.50 from Survey Savvy. Deposits in Paypal from Pinecone for $3 and $10 from doing a mystery shop. Finally, I found another penny at Walmart this evening. I will add all of this to my weekly CC deposit.

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Gas is down to $1.85 in this area. Since yesterday it dropped 0.12/gallon. I saw on the news that it is supposed to keep dropping to well below $2/gallon! Yeah!!

More Ebay Listings

November 16th, 2008 at 03:30 pm

Today I put an additional 3 items on Ebay. Now I have a total of 8 items listed. There are several watchers on many of the items. I have 3 items so far with bids so that isn't too bad.

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Also, I made some beef vegetable soup. I used beef that was frozen from Angel Food Ministries. I had several partial bags of frozen veggies that I added to the crockpot in an effort to make some freezer space. I'm trying to use up some food that we have around here because we will be leaving in a little over a week for Thanksgiving vacation at my sister and BIL's cabin. We have plenty of food that I don't need to go shopping before we go there. Plus, I have to watch my spending because of the CC that I need to pay off by 1/1/09!! Smile.

CC Savings Update

November 15th, 2008 at 05:48 pm

I am adding the following extra income from this week to my CC Savings Account:

$ 3.00 Pinecone survey
.01 Found money
$366.74 Saturday job income


I will deposit $369.75 into the account. At least I'm about one-third of the way towards my goal of $6560. About $100 more, which I hope to accumulate in the next week or two, will have me well on my way!!

Ebay, free sample, etc.

November 13th, 2008 at 06:52 pm

I just checked the items that I have listed on Ebay and noticed that there are 3 watchers on two different items and one actual bidder on another!!

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Yesterday, FedEx dropped off a package that contained an item from Pinecone to test and give feedback based on my opinion of the product. I don't get many sampling surveys to do where you actually get a free product + get compensated after completing the online survey.

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I've decided that since my CC at 0% needs to be paid off by 1/1/09, I am not adding any extra money towards the principal of my new mortgage &/or the car loan for the rest of this year just to be sure I have enough money in my regular savings and do not have to rely on my EF to pay off the $6,560 Home Depot CC. I absolutely will not pay about 21%+ interest on that card, so I need to be extra careful about my spending for the rest of the year!!

Listed more items on Ebay

November 12th, 2008 at 03:11 pm

I listed four more items on Ebay in an effort to generate some extra money for this CC debt. I have 2 watchers on 2 of the items so hopefully that is a good sign.

The guy that was interested in the item I have listed on Craigslist sent me another email today saying he is definitely interested in buying it. I have a picture listed in the ad. Seems odd that he doesn't want to meet to take a look at it. He says he will mail me a money order on an agreed upon price, then I can ship him the item? I don't know, but I don't have a good feeling already about this one either! I will see what happens though...

Have a great evening!