Yesterday I called the car finance company again in an effort to get this principal payment that I made applied correctly. According to the notes in the computer, the CSR stated that everything was in place, it just needed approved by a supervisor. Fine. She asked if I wanted a follow-up call when everything went through. Of course, that would be nice!

Now this morning I check online and everything was applied correctly; however, the automatic debit scheduled to come out of my checking account reflects the $70 I paid towards the principal, not the full amount! I'm beginning to wonder if this is even worth all the bother! What's so difficult about leaving the monthly payment amount the same as it has always been?!?? Ugh!!