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Archive for November, 2008

More checks & ebay update

November 25th, 2008 at 09:58 pm

I continued where I left off last night with posting the rest of the items on Ebay to take advantage of the special fee deal. I will declutter some more after Thanksgiving and probably list other items before Christmas.

Still nothing from the buyer that hasn't paid yet. I will just relist the item tomorrow. Two of my auctions ended tonight & were already paid for, so I have those items ready to ship out tomorrow.

I plan to post profits after I come back from the cabin in the mountains where we go for Thanksgiving. We are leaving tomorrow night so I won't be around for a few days.

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I received 2 checks in the mail today. One was for $61.99 from Citibank Cash Rewards. The other was a rebate offer on Goldtoe socks which I bought at Kohl's about 1 month ago. It was $10. I will add both of these to my CC savings.

Have a great and restful Thanksgiving everyone!

50% off auction-style listing fees!!

November 24th, 2008 at 08:30 pm

Ebay has a special on listing fees Monday and Tuesday of this week. I listed a few more items on Ebay tonight and plan to list some more tomorrow. It only costs $0.18 to list with this special as opposed to $0.35!!

I'm waiting on payments for 2 items. As of today, the one auction had ended 5 days ago. I contacted her after sending her 2 invoices and no response/payment. I received a message back saying that she had computer problems and didn't have any other way to access the internet. Well...seems odd to me that she was able to email me a message!! Then she claimed she was locked out of Paypal and couldn't submit me payment. She inquired about sending payment by check--I told her I would prefer Paypal only. I plan to wait until Wednesday, which will have given her 7 days since the end of the auction to remit payment, before relisting the item. I really dislike problem buyers like this. I had one several weeks ago that never responded to any of my messages....Oh well, the joys of dealing with the public! Such fun!!

Anyway I received payments for 2 other items so far this week. My profits after fees/shipping are $80.70, which I will add to the weekly CC deposit.

I blew 22 cents at CVS today!!

November 23rd, 2008 at 01:42 pm

Today at CVS I bought some candy & gum, plus the Maybelline Mineral Makeup which was free after getting the $8.99 EB back. So my total including tax was $15.32. I used $3.10 in manufacturers' coupons + $12.00 EB (earned a few weeks ago). My total OOP was $0.22 plus I earned $8.99 more in EB for the Maybelline!!

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I have 2 items ending on Ebay today. Both have bids on them so I will post my profits from that tomorrow.

Have a great evening everyone!

Over 33% towards my CC savings goal!!

November 23rd, 2008 at 11:26 am

I am adding the following extra income for the week to my CC savings account:

$212.40 .......Saturday job
5.50 .......Surveys
25.00 .......Mystery shops
.02 .......Found money
19.50 .......Ebay sales profit
_______
$262.42 .......Total Deposit


So with this deposit I'm over one-third of the way to tackling this debt!!

Have a nice Sunday!


Ebay Sales Update & Mystery Shop $

November 21st, 2008 at 05:49 pm

I sold four items that I had listed on Ebay last week. When all fees were deducted I ended up with $19.50 in profit. I still have some items listed with bidders &/or watches. I didn't earn that much money, but I've very happy to be rid of some clutter around here.

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I received a $15 check in the mail for a shopper's fee for doing a mystery shop about a month ago.

I will add both the Ebay and mystery shop income to CC Savings for this week.

Have a wonderful evening!

Extra Income, Found $, etc.

November 20th, 2008 at 05:34 pm

Today, I received a check for $2.50 from Survey Savvy. Deposits in Paypal from Pinecone for $3 and $10 from doing a mystery shop. Finally, I found another penny at Walmart this evening. I will add all of this to my weekly CC deposit.

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Gas is down to $1.85 in this area. Since yesterday it dropped 0.12/gallon. I saw on the news that it is supposed to keep dropping to well below $2/gallon! Yeah!!

Found a penny...and another NSD!!

November 18th, 2008 at 06:08 pm

I didn't spend any money again today. So 2 NSDs in a row! Yeah!!

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Found a penny on the floor by DDs job when I went to pick her up. I will add that to my CC savings!!

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Three items have ended on Ebay so far and each one sold. I will have to post profits after the listing fees, etc. are deducted. Then I will also deposit that to the CC savings account!

Price Adjustments, NSD, etc.

November 17th, 2008 at 05:13 pm

Yesterday I was reading the money section of the local newspaper. I found an article on price adjustments. Of course I knew about retailers in the local area that offer refunds/adjustments if you purchase an item on a Saturday, for example, and it goes on sale Monday. I just simply take my receipt to the customer service desk and either get a refund/credit. I've received price adjustments before, but only if I'm in the area running errands and such...I won't make a special trip back to the store.

Well anyway, there is website that tracks the cost of items once you set up an account. The website is www.priceprotectr.com. On the website they list 150 retailers across the country and their price adjustment policies. I wasn't aware of this time-saving service. Sometimes it could be difficult to follow sale flyers to determine if you would be eligible for a refund. I think I'm going to give this site a try. I hope it is a useful tool for others here as well.

~~~~

Today was a NSD for me. I haven't had one of those in weeks.

Have a nice evening!

More Ebay Listings

November 16th, 2008 at 03:30 pm

Today I put an additional 3 items on Ebay. Now I have a total of 8 items listed. There are several watchers on many of the items. I have 3 items so far with bids so that isn't too bad.

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Also, I made some beef vegetable soup. I used beef that was frozen from Angel Food Ministries. I had several partial bags of frozen veggies that I added to the crockpot in an effort to make some freezer space. I'm trying to use up some food that we have around here because we will be leaving in a little over a week for Thanksgiving vacation at my sister and BIL's cabin. We have plenty of food that I don't need to go shopping before we go there. Plus, I have to watch my spending because of the CC that I need to pay off by 1/1/09!! Smile.

CC Savings Update

November 15th, 2008 at 05:48 pm

I am adding the following extra income from this week to my CC Savings Account:

$ 3.00 Pinecone survey
.01 Found money
$366.74 Saturday job income


I will deposit $369.75 into the account. At least I'm about one-third of the way towards my goal of $6560. About $100 more, which I hope to accumulate in the next week or two, will have me well on my way!!

A New Found Addiction!!

November 14th, 2008 at 06:15 pm

It seems that I have become an avid hot tea drinker. I have several cups each day. I mainly drink green teas of any flavor, but occasionally drink black tea. I rarely drink herbal teas (because I'm not sure that variety has a great antioxidant content). Since green and black teas have great health benefits, I have been increasing my consumption over the last year.

Anyway, I absolutely love mint-flavored green tea. At the grocery store a couple of days ago, I noticed Celestial Seasonings Holiday display in an aisle. There are flavors such as nutcracker suite and gingerbread spice, but the one that especially caught my eye was candy cane decaf green tea. It was on sale 2 boxes for $5. I bought 2 and had $1 manufacturer coupons for each. So final cost was $1.50 each. The tea has a very strong peppermint flavor mixed with other flavorings like vanilla and is SOOOO addicting!! I think I may have to stockpile this since it is only available during the upcoming holiday season. Either that or I may have to recycle the tea bags and get perhaps 2-3 cups out of one tea bag!! Smile...

Have a nice weekend!!

Ebay, free sample, etc.

November 13th, 2008 at 06:52 pm

I just checked the items that I have listed on Ebay and noticed that there are 3 watchers on two different items and one actual bidder on another!!

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Yesterday, FedEx dropped off a package that contained an item from Pinecone to test and give feedback based on my opinion of the product. I don't get many sampling surveys to do where you actually get a free product + get compensated after completing the online survey.

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I've decided that since my CC at 0% needs to be paid off by 1/1/09, I am not adding any extra money towards the principal of my new mortgage &/or the car loan for the rest of this year just to be sure I have enough money in my regular savings and do not have to rely on my EF to pay off the $6,560 Home Depot CC. I absolutely will not pay about 21%+ interest on that card, so I need to be extra careful about my spending for the rest of the year!!

Listed more items on Ebay

November 12th, 2008 at 03:11 pm

I listed four more items on Ebay in an effort to generate some extra money for this CC debt. I have 2 watchers on 2 of the items so hopefully that is a good sign.

The guy that was interested in the item I have listed on Craigslist sent me another email today saying he is definitely interested in buying it. I have a picture listed in the ad. Seems odd that he doesn't want to meet to take a look at it. He says he will mail me a money order on an agreed upon price, then I can ship him the item? I don't know, but I don't have a good feeling already about this one either! I will see what happens though...

Have a great evening!

Found more $

November 11th, 2008 at 08:11 am

I stopped at Walmart this morning before work and found another penny at the counter by the cash register. Either I am keeping a better eye out for change, or people just don't bother to pick up change when they drop it! In any case, I don't mind picking it up!!

$3 more to savings!

November 10th, 2008 at 05:33 pm

I got a paypal payment in the amount of $3 for a Pinecone survey I did a few days ago. I will add that amount to my deposit for the week to CC savings.

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I'm waiting to hear back from someone who emailed me regarding an item I have listed on Craigslist. I called him 2 times and left a message, but he didn't respond so I guess I have to be patient and wait for another prospective buyer to come along! This is my first experience with Craigslist and I don't know if I like it!!

CC Savings Update for the week

November 9th, 2008 at 04:20 pm

I'm depositing Rite Aid rebate checks in the amount of $143.64 + 0.25 found money for a total of $143.89 into the CC savings account.

Somehow I think I will be dipping heavily into my regular savings account to come up with the bulk of the amount needed to pay off this last CC.

I'm using all extra funds I receive from Saturday work, surveys, rebate checks, Ebay sales, etc., but it just doesn't seem to be adding up very quickly...guess I should have started funding the account a bit sooner!

Bargains at CVS again!!

November 9th, 2008 at 02:36 pm

I went to CVS today to take advantage of their sale. I bought the following items:

(4) St Ives Body Wash....$15.96
(4) Orbit Gum 3 pk....... 6.00
(1) Garnier Nutrisse .... 4.99
(1) Garnier Conditioner.. 2.99
(1) Smart Water.......... 1.59
(1) Loreal Revitalift.... 11.99
Total........ 43.52

I also used $4 in manufacturers' coupons, $1.69 Extra Bucks, and $5 off a $25 order. So with tax my final total was $34.35.

I earned an additional $27.58 in Extra Bucks from the above purchases, so all of these items end up costing only $6.77!!

Texas Roadhouse Treat

November 8th, 2008 at 06:13 pm

I did another mystery shop at Texas Roadhouse this week. DS and I had a nice meal for $1.85. The total check with a tip was $36.85, but I get reimbursed up to $35. I entered the report online and am awaiting a deposit into my Paypal account in a few weeks!

Have a great evening...I'm going to watch Suze Orman.

25 cents more to CC savings!

November 7th, 2008 at 04:25 pm

Today I found a quarter walking through the laundromat to the restaurant where DD works. I was so happy! The most I have found recently were dimes.

I will add this to my CC savings!

$10.01 profit earned at CVS!!

November 6th, 2008 at 06:39 pm

I took DD to the doctor as she has an skin rash. The doctor didn't know what it was...only that it was an allergic reaction to something.

Anyway she gave her a prescription. I had a coupon for CVS for a $25 Gift Card on any new/transferred prescription. The cost with insurance was $14.99...so I made $10.01 extra by going to CVS to get the prescription filled!!

Survey Points Redeemed

November 3rd, 2008 at 06:16 pm

I just went to Global Test Market to see how many market points I have accumulated because I knew I was getting close to 1000 (the minimum needed to cash out). I've come to find out that I have 1015 points. I should get another check in a few weeks for $50.75!! I really like this company...I easily get 10-20 invites each week. If I don't completely qualify at least I get a minimum of 5 points after answering the classification questions.

I also like Pinecone, but I have by far earned much more money with Global Test Market. It seems I hardly get any invites for Pinecone lately.

Have a great evening!

CC Savings Deposit

November 2nd, 2008 at 10:21 am

With interest earned for October, my CC savings account stands at $1,379.83. I am adding the funds from the following to my savings account for this week:

Refund Check .......... $3.59
Found Money............ .10
Ebay Sales............. $26.22
Walgreens Rebate Check. $19.46
Rite Aid Rebate Check.. $ 4.00
Mystery Shop Reimburse. $13.00
Saturday job...........$130.12
Total............$196.49

So I've added this to the sidebar to reflect the deposit.

Didn't get paid for last Saturday!

November 2nd, 2008 at 06:39 am

Last Saturday when I went to work, there was a power outage so we had to close the office. Since I have only been employed there starting in July (and only 2 Saturdays/month, I had no idea what the policy was regarding "Acts of God" incidences (or if there even was a policy). It seems that since I work in small offices both on a full and part time basis, neither of them are very efficient when it comes to office policy. It often turns out to be a "play it by ear" method when certain issues come up. Also, the rules often change since nothing is set in stone! Office manuals regarding policies are non-existent, or at least I was never given copies of them for the offices where I am employed.

Since I only work there Saturdays, I have no benefits; therefore, taking a personal day was not an option either. I'm thinking that perhaps the full-time employees got some kind of compensation, but I can't be sure of that.

So I was just wondering how many people here are paid for instances like I mentioned (due to power outage or weather-related office closings).