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CC Debt Savings Plan

August 11th, 2008 at 01:46 am

I have some CC debt to tackle here in the near future. I've added the accounts to my sidebar. I have 2 of them due within 2 months and then about 3 months from then to come up with the funds to pay the third account. Actually, the first 2 have kind of crept up on me.

I don't have that much earmarked for this debt yet. I plan to use extra money like refund and survey checks, Ebay/Craigslist sales, etc. to fund these savings accounts. I'm thinking I will also use money from my Saturday job so that it will increase a bit quicker since I am working every Saturday for right now.

If I don't have enough saved from these sources by the expiration date of the 0% offers, I will get the remaining amount from my regular savings account. I sure do like these offers, but I occasionally forget about the due dates. Then, I get stressed until I come up with the funds. I prefer not to resort to my EF for something like this, when I should have been allocating money in separate savings accounts since I purchased the items.

Well, I will see how it goes.

Have a great evening!

1 Responses to “CC Debt Savings Plan”

  1. Amber Says:
    1218416381

    Sounds like you're on the right track. I just racked up my cc because of all this dental work. I think about taking the money from my EF as well but I hate to see it drop, but after all my dental work was some what an emergency

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