Even though I am aware of my largest expenses each month, I need to be better at finding out where ALL of my money is going on a monthly basis. So starting with June, I'm going to record each time I spend money and what category (groceries, medical, entertainment, etc.) it goes into so that I can actually have a written budget instead of mentally trying to control my finances. This way I will be able to see where I could save even more money each month.

I've decided I need to change my spending habits for several reasons:

~rising gasoline/food prices
~non-reimbursed divorce attorney fees
ex-husband has not paid
~currently not getting child support
effective April 2008 (loss of over
$500/month)

Since I am now licensed in a state nearby (since the hourly rate is significantly higher than in the state where I reside), I am on the list at a medical temp agency should they have any Saturday openings. So I'm trying to increase my income to compensate for being 100% financially responsible for my children.

I'm really excited about tracking my income/expenses as it should be an eye-opener!!